California Department of Insurance

California Department of Insurance: "The Truth About Your Automobile Insurance Rates


If you�re here because of the insurance industry's attack campaign, then you probably haven�t heard the true story. If you believe, as I do, that your insurance rates should be based more on how safely you drive than where you live, you might want to learn the real facts about my new regulations.

It is simply not true that your rates must rise as a result of the regulations. In fact, as a good driver your rates may well decrease. Auto insurance companies are making a lot of money, and some may be in line for rate decreases. In the meantime, many of you can start saving now by shopping around. Some of the largest carriers, like State Farm, Farmers, Allstate, Safeco, and 21st Century, are sometimes the most expensive.

My new regulations will help stop insurers from charging good drivers too much money. Together we can achieve fair rates for all.
JOHN GARAMENDI"